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21 MARCH 2016 QUESTION BANK

 

21 MARCH 2016 

QUESTION BANK 

(1 Question)

 

Answer questions in NOT MORE than 200 words each. Content of the answer is more important than its length. 

Links are provided for reference. Content is also provided for reference. It is in no way a model answer. Just reading a model answer will not help you in writing ideal answers. You should have read enough to write well. That is facilitated via this initiative. You can also use the Internet fruitfully to further enhance and strengthen your answers. 

1.      The deposit mobilisation efforts of the banks have faced unequal competition from small savings schemes, which makes it difficult for banks to transmit fully the benefits of rate cuts made by the RBI. How has this dilemma been fixed? Is it justified? Elaborate. 

http://www.thehindu.com/news/national/small-savings-interest-rate-slashed-ppf-rate-cut-to-81-from-87/article8371164.ece

http://www.thehindu.com/opinion/editorial/smart-rate-cut-in-small-savings-schemes/article8377859.ece

http://www.thehindubusinessline.com/portfolio/your-money/small-savings-big-blow/article8377739.ece

 

 

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